The Platform
Tenflr gives banks every tool to serve their customers: complete customer experience, unified banker environment, every banking product, and seamless integrations with existing providers.
Customer Experience
Everything the bank's customers see and use — deployed under the bank's brand
Online Banking Website
Complete, fully customized web portal: account views, transfers, loan applications, product management. Customers see the bank's brand — Tenflr is invisible.
Mobile App
Custom-branded iOS and Android app with offline mode. Balance, transfers, payments, loans — everything from the customer's phone.
Digital Account Opening
End-to-end mobile journey in under 10 minutes: identity verification, automated compliance and immediate account activation.
Notifications & Alerts
Push, SMS and email for every movement. Customers are informed in real time of all activity on their account.
Banker Environment
The software from which everything is orchestrated — for the bank's teams
Unified Banker Portal
360-degree customer view, all accounts and products on one screen. Replaces multiple disconnected systems with a single unified portal.
Operations Management
Account opening, request processing, approval workflows, dispute management — everything orchestrated from one environment.
Compliance & Audit
Automated COBAC reports, KYC/AML tracking, immutable audit log. Regulatory compliance is built natively into the platform.
Call Center
Integrated call center module with access to the full customer profile. Agents resolve requests without switching systems.
Banking Products
Every product a bank can sell to its customers — configurable and ready to deploy
Savings Account
Configurable interest rates, savings goals, automatic deposits. Everything is configurable by the bank.
Checking Account
Checkbook management, debit cards, configurable overdraft. The fundamentals of everyday banking.
Retirement Account
Retirement savings plans with automatic contributions and personalized return projections.
Loans & Credit
Personal, mortgage, SME and microfinance loans. AI scoring, automated decisioning, fast disbursement.
Term Deposit
Configurable durations and rates, optional automatic renewal. A classic savings product modernized.
Bank Cards
Issuance, activation, blocking, limit management and real-time transaction tracking.
Transfers & Payments
Domestic and international transfers, inter-account transfers, scheduled recurring payments.
Optional Services
Bancassurance, investments, digital vault and other value-added services the bank can activate.
Integrations
Seamless connection to existing service providers — these are integrations, not the core of the platform
MTN MoMo
Collections, disbursements and QR payments. Daily automated reconciliation.
Orange Money
Collections, disbursements and balance enquiry. Redundancy via CamPay.
WhatsApp Business
Notifications, transaction alerts and customer communication via WhatsApp.
USSD
Banking access without a smartphone. Essential channel for financial inclusion.
Diaspora Transfers
Europe/USA to Cameroon corridor. $600M annual market.
Open Architecture
Integrate any provider: payments, insurance, telco, utilities. The architecture is open.
How It Works
Tenflr is the complete system between the bank's core and its customers. It provides the customer experience, banker environment, banking products and integrations — all under the bank's brand.
Customers see the bank's brand. Tenflr is invisible.